Understanding Supplemental Security Income

Supplemental Security Income (SSI) is an auxiliary program of the Social Security Administration administered benefits to persons who are disabled must be blind, 65 or older with limited income and resources. Children who are blind or disabled may also qualify.

Disability for an adult is determined by the Social Security Administration disability as medically determinable physical or mental, which is defined as follows:

First a person prohibited from engaging in gainful employment and a major

Second can be expected to cause death or

A third lasted or is expected to last for a continuous period of at least 12 months

Substantial gainful employment as a professional activity, whether physical or mental tasks, or a combination of both, which is defined and includes the productive nature is made against payment or profit. Please note that in fact is not necessary to make a profit, still working full time required. In general, if you earn $ 900 a month, you do not have a disability.

Income such as wages, income from self-employment, certain royalties and fees, payments sheltered workshop, benefits, pensions, disability pensions for state unemployment benefits, interest income , cash from friends or relatives, food or shelter, which he defines receive free or at prices below their market value, some of the income of the spouse or parents, or if you live with.

Resources are available by cash, bank accounts, stocks, U.S. Savings Bonds, real estate, life insurance, personal property, vehicles, everything you own that could be redeemed against cash and is set for food and shelter, and as a resource. The amount of your resources can not exceed $ 2,000.00.

When resources are part of the resources belonging to your spouse or parents.

Complicating matters further is that there are some exceptions income. There are also certain exclusions of resources.

Adults who wish to apply for Supplemental Security Income must first apply for benefits. This is because there are two disability programs: SSI and SSDI. SSDI is disability insurance social security, which are available for workers who become disabled or incapacitated spouse of retired or deceased workers. SSDI is for children with disabilities under certain circumstances available.

The application requires that you or your designated representative officially visiting a local office for an interview. The interviewer will complete your job during the interview, it is not something you can do in advance.

You must prepare in advance for the interview. Callers will need the following information:

1. Names, addresses and phone numbers, or all physicians, therapists, hospitals and clinics, where you received medical treatment, including emergency room visits
2. Their patient identification number for each location
3. The day you were seen at each location
4. The names of your medications
5. Medical records in your possession
6. A original or a certified copy of birth certificate. If you were born outside the United States, you must provide proof of U.S. citizenship or legal residence status
7. If you are in the army, you must provide a copy of your DD-214 (discharge papers)
8. If you work for someone else, you must provide a copy of your W-2 last year. If you were self-employed, you must provide a copy of your tax return.
9. Workers' compensation claims information, including the date of injury is a claim and proof of payment
10. Social Security Numbers of your spouse and minor children
11. Control and / or savings account numbers
12. Name, address and telephone number of a contact person you should not be available when called
13. Types of jobs and dates you worked in the past 15 years

The application process for additional security insurance is not a court, and it may be the agency to provide three to five months for a decision on your request. For this reason, it is especially important that you apply as soon as possible and have all the necessary information for your interview.

To ensure you have the latest information from the Social Security Administration, you can visit their website at http://www.ssa.gov/ssi/text-apply-ussi.htm

Larry Jameson is the author of Brain Injury Survivor's Guide, copyright 2008. It also maintains a support site of brain damage in braininjuryguide.org The book is available on amazon.com and barnesandnoble.com

By Larry Jameson

Article Source: http://EzineArticles.com/?expert=Larry_Jameson

Three Ways to Improve Your Heart Health

Heart: Size of a fist, strongest muscle in the body, a marvellous system that starts beating about three weeks after conception but vulnerable! Vulnerable to damage from things that we do or may be born with a heart condition.

Cardiovascular disease (CVD) is biggest killer in both men and women globally. Globally, 17.1 million lives are claimed every year accounting for 29% of all deaths caused by CVD, making it world's number one killer. In Australia, it accounted for 34% of all deaths in 2008. Cardiovascular disease kills one Australian nearly every 11 minutes as per national heart foundation. It remains one of the biggest burdens on our economy.

Sadly a disease that can be mostly prevented is number one killer of loved ones globally.

In developed countries, the main underlying problem is atherosclerosis. This is a condition that forms abnormal build-ups of fat, cholesterol and other substances in the inner lining of the arteries (plaque). It is most serious when it affects the blood supply to the heart (causing angina or heart attack) or to brain (which can lead to stroke). The process leading to atherosclerosis is slow and complex, often starting in childhood, and it progress with age.

What is cardiovascular disease?

Cardiovascular disease is disease and conditions of heart (cardio) and blood vessels (vascular disease) including heart attack and stroke. It is a broad term used for heart, stroke and blood vessel diseases and any system that has heart at its centre. There are many groups of cardiovascular disease, some of them are:

Rheumatic heart disease - It is a type of heart disease caused by one or more attacks of rheumatic fever. Rheumatic fever usually occurs in childhood. It may follow a streptococcal infection that may affect the heart, particularly the heart valves, weakening the heart muscle, or damaging the sac enclosing the heart.

Congenital heart disease - It is a heart defect present at birth. It can be caused by adverse exposures during pregnancy or genetic factors but mostly the cause is unknown.

Hypertensive heart disease - High blood pressure can overburden heart and blood vessels, thereby causing hypertensive heart disease. It may be of unknown origin, known as primary hypertension or secondary to a specific diseases or infections.

Ischemic heart disease - Ischemic heart disease is sometimes commonly referred as coronary heart disease. It is caused by narrowing of the blood vessels supplying the heart muscles. Therefore, blood supply to the heart is decreased and may cause conditions like angina, heart attack, sudden death.

Cerebrovascular disease (stroke) - Commonly known as cerebrovascular accident (CVA) or stroke is the brain equivalent to a heart attack. It is the result of an impeded blood supply to some part of the brain.

Inflammatory heart disease - Inflammatory heart disease may be caused following an infection or by a toxin or may be of an unknown origin. It may affect the heart muscle (myocarditis), the membrane sac (pericarditis), the inner lining of the heart (endocarditis) or the myocardium (heart muscle).

Is cardiovascular disease preventable?

Cardiovascular disease is mostly preventable. Some people are born with condition that predisposes them to heart disease and stroke but most people who develop cardiovascular disease is due to combination of one or more risk factors.

There are many risk factors associated with coronary heart disease and stroke. The major risk factors include smoking, alcohol use, high blood pressure (hypertension), high cholesterol, obesity and overweight, physical inactivity, unhealthy diets, high glucose levels (diabetes), physical inactivity to name a few. The more risk factors you expose yourself to, the higher the chance of developing cardiovascular disease.

The role of diet is crucial in the development and prevention of cardiovascular disease (CVD). Diet is a key modifiable risk factor for CVD.

Most heart disease is preventable, and risks can be reduced by lifestyle changes such as increasing physical activity, choosing healthy eating habits (food options), saying no to smoking, to name just three.

Economic Impact

Cardiovascular disease is expensive and cost billions of dollars around the world. The economic implications could be vast. It is felt as cost to the country's health as well as loss of income and production of those affected either directly by the disease and as caregivers to those with cardiovascular disease, who cease to work.

Cardiovascular disease is also one of the leading causes of disability, with around millions of people estimated to have disability associated with cardiovascular conditions.

It affects one in five Australians, and affects two out of three families.

Can we help to reduce the burden?

Simple answer is YES we can help! Cardiovascular disease is mostly preventable. Simple steps like:

• heatlhy eating habits
• increasing physical activity
• stop smoking

... to name three can be anyone's starting point.

There is no dollar figure that could be associated to the loss of loved ones. So, do not let your loved ones get affected by it.  Nations around the world feel the burden of cardiovascular disease.

So, why not take the responsibility and make a commitment to change the way we live and help ourselves, family, friends and future generations towards a healthy heart...

There is a heart that keeps us alive...so let's help to keep it alive!

By Dr. Hemani Thukral

Article Source: http://EzineArticles.com/?expert=Dr._Hemani_Thukral

Safety Tips for Building Muscle

Bodybuilding has become a fashion for men and women who build the perfect body and adapt. More than knowing what dress to wear, what items to get, people still have more to worry about what they look like.

Exactly how Hollywood stars work so hard to be able to find the perfect body shape, which could attract film projects they seek to reach and popularity. It was an obsession of the laity also, for a perfect set up and is a good way to make a lot of girls. Women have always more excited muscles.

But before you even think about hitting the gym and the design of your body, you must make sure you do the right things. You must remember that there are risks, because you are not a machine and you may never be able to do the right things. You could hurt yourself at the end using the wrong exercises. You must ensure that you are not likely to strengthening exercises.

You must make sure that what you are doing is safe. This can be done by working with a coach. If you are not working with a trainer, make sure you do some research by reading a few pounds of weight training. They need to know what exercises to do to start and how often they. Find a system that works for you and then you can build muscle you want.

Injuries you receive during your workout can leave difficult. You can pull muscles or pull the vertebrae out of position. If you do, you self-harm are out of commission for a week or even 2 to 3 months. It would be an embarrassing situation because it means a job lost and a little recovery time.

Muscle mass is the ideal destination to reach you. There is just enough fat and is designed just right. This is not to have a super wide body like weightlifters and bodybuilders, this is to reduce body fat and building muscles, allowing your body to keep them together, can be used to better health.

Muscle Supplements help you get the desired shape and develop your muscles, but again it must be with the proper diet and exercise in the situation so that you will be accompanied by sound.

Above all, the health of the main reason to think that if you want to think about going to build muscle. The proper ratio of muscle and fat is what you want. Working with a coach, it can help you achieve this goal.

At the end you must decide which you want to be building muscle. Young people today want to get the hunky body, because people of her age to her. It has become something of a symbol from the crowd.

Several reasons may come, but you must remember that fitness is always the first on your priorities. Unlike vanity, security must always be the main thing is to build muscle.