Senin, 12 Desember 2011

Understanding Supplemental Security Income

Supplemental Security Income (SSI) is an auxiliary program of the Social Security Administration administered benefits to persons who are disabled must be blind, 65 or older with limited income and resources. Children who are blind or disabled may also qualify.

Disability for an adult is determined by the Social Security Administration disability as medically determinable physical or mental, which is defined as follows:

First a person prohibited from engaging in gainful employment and a major
Second can be expected to cause death or

A third lasted or is expected to last for a continuous period of at least 12 months

Substantial gainful employment as a professional activity, whether physical or mental tasks, or a combination of both, which is defined and includes the productive nature is made against payment or profit. Please note that in fact is not necessary to make a profit, still working full time required. In general, if you earn $ 900 a month, you do not have a disability.

Income such as wages, income from self-employment, certain royalties and fees, payments sheltered workshop, benefits, pensions, disability pensions for state unemployment benefits, interest income , cash from friends or relatives, food or shelter, which he defines receive free or at prices below their market value, some of the income of the spouse or parents, or if you live with.

Resources are available by cash, bank accounts, stocks, U.S. Savings Bonds, real estate, life insurance, personal property, vehicles, everything you own that could be redeemed against cash and is set for food and shelter, and as a resource. The amount of your resources can not exceed $ 2,000.00.

When resources are part of the resources belonging to your spouse or parents.

Complicating matters further is that there are some exceptions income. There are also certain exclusions of resources.

Adults who wish to apply for Supplemental Security Income must first apply for benefits. This is because there are two disability programs: SSI and SSDI. SSDI is disability insurance social security, which are available for workers who become disabled or incapacitated spouse of retired or deceased workers. SSDI is for children with disabilities under certain circumstances available.

The application requires that you or your designated representative officially visiting a local office for an interview. The interviewer will complete your job during the interview, it is not something you can do in advance.

You must prepare in advance for the interview. Callers will need the following information:
  1. Names, addresses and phone numbers, or all physicians, therapists, hospitals and clinics, where you received medical treatment, including emergency room visits
  2. Their patient identification number for each location
  3. The day you were seen at each location
  4. The names of your medications
  5. Medical records in your possession
  6. A original or a certified copy of birth certificate. If you were born outside the United States, you must provide proof of U.S. citizenship or legal residence status
  7. If you are in the army, you must provide a copy of your DD-214 (discharge papers)
  8. If you work for someone else, you must provide a copy of your W-2 last year. If you were self-employed, you must provide a copy of your tax return.
  9. Workers' compensation claims information, including the date of injury is a claim and proof of payment
  10. Social Security Numbers of your spouse and minor children
  11. Control and / or savings account numbers
  12. Name, address and telephone number of a contact person you should not be available when called
  13. Types of jobs and dates you worked in the past 15 years
The application process for additional security insurance is not a court, and it may be the agency to provide three to five months for a decision on your request. For this reason, it is especially important that you apply as soon as possible and have all the necessary information for your interview.

To ensure you have the latest information from the Social Security Administration, you can visit their website at http://www.ssa.gov/ssi/text-apply-ussi.htm

Larry Jameson is the author of Brain Injury Survivor's Guide, copyright 2008. It also maintains a support site of brain damage in braininjuryguide.org The book is available on amazon.com and barnesandnoble.com

By Larry Jameson

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